Which term refers to a federal program of health insurance for persons 65 years of age and older?

Which term refers to a federal program of health insurance for persons 65 years of age and older?

• A. Medicare
• B. Medicaid
• C. Champva
• D. Tricare

Answer: (A)

Medicare is the federal health insurance program for people 65 and older. It helps cover hospital care (Part A) and medical services (Part B), with options for prescription drugs (Part D) and often a private plan option (Part C, Medicare Advantage). This program is age-based and nationwide, unlike Medicaid, which is a needs-based program for low-income individuals, or CHAMPVA and TRICARE, which serve veterans and military families. Knowing that Medicare specifically targets older adults explains why it’s the correct choice for this question.

Medicare is the federal health insurance program for people 65 and older. It helps cover hospital care (Part A) and medical services (Part B), with options for prescription drugs (Part D) and often a private plan option (Part C, Medicare Advantage). This program is age-based and nationwide, unlike Medicaid, which is a needs-based program for low-income individuals, or CHAMPVA and TRICARE, which serve veterans and military families. Knowing that Medicare specifically targets older adults explains why it’s the correct choice for this question.